Home insurance is vital for any home owner, renter or business owner. Should any damage occur, in or around your property due to criminal activity, insurance acts as your safety net. But premiums can be high, and anything that will reduce the premium on your home insurance is always a great help.
This week, we are looking at how roller shutters can influence your insurance premium, because of the fantastic security benefits they deliver for any home or business.
Security Issues affect Insurance Premiums
Your insurance premium is usually calculated using a number of different factors. How much you are asked to pay each year, depends very much on the locality of your property and will vary between different insurance companies, as each has different standards.
However, security plays an enormous role in determining your premium. The greater the security around your property, the cheaper your insurance premium will be.
Roller Shutters Offer Greater Security
Roller shutters provide an impressively high level of security to any premises, business or home. They act as a strong physical barrier that is almost impenetrable, but also have a deterrent effect. The mere presence of roller shutters covering property windows and doors reduces the likelihood of a break in attempt. As roller shutters have no discernible weak points or obvious points of entry, a properly installed roller shutter will go a long way towards preventing opportunistic crime.
Many thieves act on opportunity. For example, a garage or lock up that has an old up and over door represents a quick and easy way for them to gain access without causing disturbance or raising any alarms.
Roller shutters, on the other hand, simply do not present such opportunities. The result is that passing thieves are less likely to attempt a break in.
Roller Shutters Offer Greatly Reduced Risk
For most home and business owners, investing in security around their property is about reducing the risk of something untoward happening – whether it is criminal damage or loss of belongings/goods.
Roller shutters help to greatly reduce the risk associated with your home or commercial premises by adding that higher level of protection throughout the property.
They can be used as external security features and also installed as internal partitions inside a shop, or your home.
By reducing the risk level of your property, you are less likely to make a claim in the future, meaning that you pay less on your insurance premium.
By adding roller shutters to your existing security system, or using them as the foundation for one, you can effectively save yourself money in the long run. The design of roller shutters makes them tough to break through without prolonged and dedicated force, so they do not lend themselves well to the quick in-and-out assault favoured by most burglars. They are hard-wearing and are designed to perfectly fit your chosen space, leaving no spaces or gaps which criminals would be able to expose.
Additionally, you can enhance the security of your roller shutters by opting for an automated mechanism, which limits access to those who have legitimate means of entry. This will help lower your risk rating even further, giving you considerable savings in the long run.
Installed by Professionals
To make sure that you receive the most comprehensive levels of security, it’s best to consult the experts.
A professional installer, such as SRL Ltd, will be able to recommend the most suitable security roller shutter for your property, and carry out installation to the highest possible standards.
This means you benefit from roller shutters which are designed with you in mind, providing a reliable security solution which bolsters existing weak spots around your premises and will help to prevent breaches of your property for many years to come.
SRL are one of Manchester’s premier roller shutter manufacturers, offering top quality roller shutters, electric roller shutter doors, steel roller shutters and self-coiling Aluminium roller shutters at the very best prices.
From manufacturing and installation to maintenance and servicing, SRL LIMITED is the complete ‘one stop shop’ for all your roller shutter requirements.
With over 30 years’ experience in the field we know what we’re talking about. We manufacture, supply, install and maintain all types of commercial doors and shutters across the UK, and aim to ensure that our products out-perform rival doors and roller shutters in terms of quality, function, finish and price.
If you want to save money on your insurance and protect your premises and property, then you should consider investing in SRL’s roller shutter doors.